Credit Officer

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Job Ref. N°2/CO/UNICS CREDIT OFFICER

Key Tasks, Duties and Responsibilities:

  • Marketing and Sales: Prospect and secure new client portfolios for the institution through marketing outreach.  Be able to cross sell other products/services to enhance the customer’s experience in UNICS Plc.
  • Making Decisions and Solving Problems : Maintain an active knowledge base of all of the organization’s loan products and an understanding of the requirements required of each client (borrower).
  • Processing/Analyzing Information (Data) : Compiling, coding, categorizing, calculating, tabulating, auditing, and/or verifying information to identify and recommend products that meet the customer’s needs and the organization’s lending guidelines.
  • Recovery and Follow up: Use legal and tactful measures to monitor, follow up and recover from customers who witness business failures or those of bad faith.
  • Portfolio Management: Review active and delinquent loan files each day to maintain and ensure repayment for healthy facilities, undertake and propose actions to improve delinquent cases.
  • Reporting: Preparing reports on a weekly, monthly, quarterly and annual as the need may arise in a sequential and concise manner on activities, difficulties, actions and recommendations.

Qualifications and skills:

  • Have at least three (3) years of practical experience in credit management. Experience in credit Management in a Financial Institution shall be an added advantage.
  •  Have at least a Bachelors Degree in marketing, management, Banking & Finance, Economics or Accounting. Experience in Legal issues related to the management of various types of guarantees and recovery as a whole shall equally be an added advantage.
  • Impeccable integrity and morality check.
  • A personality that is self motivating, engaging, positive, result driven and posses the maturity and personality to command respect.

Additional Strengths:

  • Exceptional ability to communicate in English and French verbally and in writing.
  • Able to work in a team fostered environment.
  • Good working knowledge in Excel, Word and PowerPoint.

Interested candidates who fully meet the above requirements should clearly specify the Job Reference Number and send their detailed Curriculum Vitae via: [email protected]   not later than 21st January 2022 .

Nous recrutons pour nos clients 7 comptables Juniors de sexe féminin et 9 comptables Juniors de sexe masculin.   Mission Exécuter le traitement comptable des factures et prestations diverses. Préparer…